Resident Indians - You will be required to present the following documents:

Completed loan application form with one passport size photograph

Proof of individual's identity (any one of the following)

• Passport*

• Photo PAN card

• Defence identity card

• Voter's identity card

• Driving licence

• Photo ration card

• Government identity card

Proof of residence (any one of the following)

• Passport*

• Ration card

• Telephone (land/mobile) bill

• Electricity bill

• Driving licence

• Society outgoing bill

• Voter's identity card

• Life Insurance Policy
  *Only Passport can be used as both Proof of individual's identity and Proof of residence.

Proof of age (any one of the following)

• Passport

• Valid driving licence

• Voter's identity card

• Birth certificate

• School leaving certificate

• LIC Policy or Premium receipt clearly indicating the applicant's age

• Letter from the employer stating the age of the employee^#

• Photo ration card
  ^# Applicable only for employees of select Public Limited Companies. Conditions apply.

Financial documents (all of the following)

Salaried individuals

• Latest salary slip showing statutory deductions AND Form 16 (Declaration from the employer giving the details of income and deductions, duly signed by an authorised signatory of the Company) OR

• Latest acknowledged IT returns AND
  Bank statements for the last 3 months

Self-employed individuals / Proprietor

• Computation of income for the last 2 years certified by a C.A. OR

• P&L and balance sheet for the last 2 years certified by a C.A. AND

• Copies of acknowledged IT returns for the last 2 years AND

• Bank statements for the last 6 months

Partnerships

• Computation of income for the last 2 years certified by a C.A. OR

• P&L and balance sheet for the last 2 years certified by a C.A. AND

• Copies of acknowledged IT returns for the last 2 years AND

• Partnership Deed, Letter of Authority, Bank statements for the last 6 months, Proof of office

NRIs - You will be required to present the following documents:

Salaried NRI Applicants

• Copy of valid passport showing VISA stamps

• Copy of valid visa / work permit / equivalent document supporting the NRI status of the proposed account holder

• Latest contract copy evidencing Salary / Salary Certificate / Wage Slips

• Overseas Bank A/C for the last 3 months showing salary credits

Self Employed NRI Applicants

• Trade license or equivalent document

• 6 months overseas bank account statement and NRE/ NRO account

• Computation of income, P&L account and Balance Sheet for last 3 years certified by the C.A. / CPA or any other relevant authority as the case may be (or equivalent company accounts)

• Passport copy with valid visa stamp

Brief profile of the applicant and business